CCC Oregon City School District Home Page

ALERT!! Effective 08/08/2008, no changes will be made to CCC’s legacy website, now with Internet address www.ncompliancelegacy.com. Henceforth, www.ncompliance.com goes directly to CCC's new, dynamic, database supported website.

For many months now, CCC has been developing and testing a new, dynamic, database-supported website, which now resides at www.ncompliance.com, while at the same time maintaining this website, which is now our legacy website (www.ncompliancelegacy.com). Development of the new website was essential to allow CCC to provide dedicated sections of its website to more than 50 new clients accumulated since publication of the Final 403(b) Regulations on July 23, 2007. We chose completion of the Plan Document System on the new website as the appropriate time to migrate from the legacy website, even though considerable work remains to be done. Specifically, we will be working with Vendors through the end of calendar year 2008 to incorporate updated Vendor information into the new website. Moreover, 457(b) Deferred Compensation Plan (DCP) information remains only on this legacy website, but those CCC clients for which we are managing their 457(b) Plans may continue to refer to this legacy website until the full migration has been accomplished.

We are very proud of our new website, especially the Plan Document System and the Content Management System (CMS), which allows Client Employers and Vendors to manage the content of their own sections of the website. We hope you share our enthusiasm and will create links form your own websites to your dedicated sections of the CCC website. Doing so will provide everything your employees need to know about their 403(b) Program.

New 457(b) Plan Available
Recently Oregon City Public Schools adopted a new 457(b) Deferred Compensation Plan (DCP), which is now available to all employees in addition to the 403(b) Tax Sheltered Annuity (TSA) Plan. Two Vendors are available for investments in the OCPS 457(b) Plan, as follows:

Oregon Savings Growth Plan [1-800-365-8494]
The above link takes you to the OSGP Home Page, which provides general information about the Plan. Go directly to the Plan and Agreement Package for enrollment in the program. Once you receive confirmation that you have established an OSGP 457(b) account, it is necessary for you to complete and submit an Oregon City Public Schools 457(b) Salary Reduction Agreement.

The Crooks & Company Deferred Compensation Plan [503-723-9580]
The above link takes you to a Crooks & Company announcement, which provides general information about the Company. To enroll you must contact:

Alex Crooks, Certified Financial Planner (CFP) E-mail: or
Amy Crooks, Financial Advisor, E-mail: at
365 Warner Milne Road, Suite 201
Oregon City, OR 97045
Phone: 503-723-9580
Website: Crooks and Company

Once you receive confirmation that you have established a Crooks & Company 457(b) account, it is necessary for you to complete and submit an Oregon City Public Schools 457(b) Salary Reduction Agreement.

The 457(b) Plan Document for Oregon City Public Schools 457(b) Plan is available at OCPS 457(b) Plan Document.

Comparisons between 403(b) and 457(b) Plans are available at Employee Benefits Legal Resource Site

Important Observations
This Oregon City SD section of the Carruth Compliance Consulting (CCC) website was launched on November 15, 2004, and various pages and topics are currently being refined and updated. If something appears to be inaccurate or out of date please contact us and let us know. Moreover, let us know if you have any suggestions for improvements or enhancements. Every attempt has been made to present complete and accurate information. However, if information, policy, or procedures appearing on this website differ from official District information, policies, or procedures, the District versions take precedence. We at CCC hope that the information provided in this website will be helpful to you in better understanding the District's excellent supplemental retirement savings program.

Letter From The District
This letter from Wes Rogers, Oregon City SD Business Manager, welcomes you to the District's 403(b) website and encourages you to take advantage of this excellent supplemental retirement savings plan. The website is maintained by the District's consultant, Carruth Compliance Consulting, Inc. (CCC).

Oregon City SD Relationship with CCC
CCC provides compliance assurance and plan administration services to the District on a contractual basis. CCC serves as a clearing house for administration of the District's 403(b) Tax Sheltered Annuity Plan (TSA), providing employees with the information they need to take advantage of this tax deferred retirement savings plan.

Breaking News - Changes Ahead
Learn about significant changes either already set in concrete or under consideration.

Transaction Types - Definitions
Click here for information about the various types of transactions associated with 403(b) annuities and custodial accounts.

Roth Contributions NOT Available
Some vendors began accepting Roth 403(b) Contributions on January 1, 2006, others plan to begin accepting Roth 403(b) contributions in the future, and you may have been notified by a vendor that it will accept Roth contributions. However, your District has decided not to allow Roth contributions in its 403(b) TSA Program at the present time. If you would like to encourage your District to change its policy in this regard, contact us and we will inform District officials of your interest. For a current list of those vendors that accept Roth contributions, go to the Master List of Districts and Vendors and scroll down to your District. Check this list periodically, since additional vendors are likely to begin accepting Roth contributions at various times in the next several years.

Information For Employees
CCC provides educational information about advantages of tax deferred savings in general, along with links to websites that provide useful commentary and tools. District policies, practices, and procedures are available online, along with enrollment steps, Salary Reduction Agreement forms, and instructions for changing investment companies or contribution amounts. CCC monitors contributions for IRS compliance and guarantees its calculations.

Information For Administrators
CCC provides indemnified compliance assurance and administrative services to the District on a contractual basis. The topics found under Employee Information and Vendor Information are equally important to Business and Payroll officers involved in administration of the 403(b) plan. The Employer Information section isolates several additional topics of interest only to District administrators.

Information For Vendors
CCC serves as the clearing house for all aspects of plan administration except for the standard Payroll functions of receiving Salary Reduction Agreements, data entry into the Payroll system, and remittance of contributions to investment companies. This vendor information section is designed to assist authorized vendors in providing up-to-date company and agent information and to assist non-authorized vendors in seeking authorization.

Information Of General Interest
This link provides general information that may be of interest, including CCC information & services, employee/participant resources, employer resources, vendor resources, current CCC clients, useful links, and ways to contact CCC.