CCC Oregon City Enrollment Information

OCPS-SPECIFIC LINKS— Enrollment Procedures
CCC-OCSD Home Policies & Procedures
Employee Information Solicitation Rules
Salary Reduction Agreements Employer Information
Authorized Vendor List Vendor Information

ALERT!! Effective 08/08/2008, no changes will be made to CCC’s legacy website, now with Internet address www.ncompliancelegacy.com. Henceforth, www.ncompliance.com goes directly to CCC's new, dynamic, database supported website.

For many months now, CCC has been developing and testing a new, dynamic, database-supported website, which now resides at www.ncompliance.com, while at the same time maintaining this website, which is now our legacy website (www.ncompliancelegacy.com). Development of the new website was essential to allow CCC to provide dedicated sections of its website to more than 50 new clients accumulated since publication of the Final 403(b) Regulations on July 23, 2007. We chose completion of the Plan Document System on the new website as the appropriate time to migrate from the legacy website, even though considerable work remains to be done. Specifically, we will be working with Vendors through the end of calendar year 2008 to incorporate updated Vendor information into the new website. Moreover, 457(b) Deferred Compensation Plan (DCP) information remains only on this legacy website, but those CCC clients for which we are managing their 457(b) Plans may continue to refer to this legacy website until the full migration has been accomplished.

We are very proud of our new website, especially the Plan Document System and the Content Management System (CMS), which allows Client Employers and Vendors to manage the content of their own sections of the website. We hope you share our enthusiasm and will create links form your own websites to your dedicated sections of the CCC website. Doing so will provide everything your employees need to know about their 403(b) Program.

1. Determine The Monthly Amount
The above link provides information on maximum allowable contribution (MAC) amounts. However, you may be either unwilling or unable to contribute the maximum allowable amount. You must decide how much you would like to contribute to the plan each month based on your financial goals and your budget constraints. Keep in mind that the tax deferred nature of these contributions means that your net pay is not reduced by the full amount of your contribution. Final determination of the impact of tax deferred contributions on net pay depends on your federal and state marginal tax rates. For additional information, see net pay impact illustrations. For personalized calculations, paycheck evaluation software is useful. Online calculators for various purposes are available on the useful links page. For a personal MAC calculation or if you have additional questions, contact us.

2. Select An Authorized Vendor
You may make monthly contributions to one or more investment companies on this list of authorized vendors for the District. Your research into which companies best meet your need may be aided by visits to company and agent links available at the authorized vendor site. Forms are available for obtaining additional information and/or scheduling appointments with company representatives.

3. Complete Vendor Application
Your paperwork must be completed with your selected vendor and you must attach a copy of your application to the Salary Reduction Agreement you submit to the Payroll Office.

4. Sign Salary Reduction Agreement
This link allows you to complete your Salary Reduction Agreement online, print it, sign it, and submit it to the Payroll Office (address below), along with a copy of documentation that you have established an account with the vendor. Contributions will begin the month after the date an authorized District official signs the agreement.

Payroll Office
Oregon City SD
1417 12th Street
Oregon City, OR 97045
Phone: 503-785-8413


New 457(b) Plan Available
Recently Oregon City Public Schools adopted a new 457(b) Deferred Compensation Plan (DCP), which is now available to all employees in addition to the 403(b) Tax Sheltered Annuity (TSA) Plan. Two Vendors are available for investments in the OCPS 457(b) Plan, as follows:

Oregon Savings Growth Plan [1-800-365-8494]
The above link takes you to the OSGP Home Page, which provides general information about the Plan. Go directly to the Plan and Agreement Package for enrollment in the program. Once you receive confirmation that you have established an OSGP 457(b) account, it is necessary for you to complete and submit an Oregon City Public Schools 457(b) Salary Reduction Agreement.

The Crooks & Company Deferred Compensation Plan [503-723-9580]
The above link takes you to a Crooks & Company announcement, which provides general information about the Company. To enroll you must contact:

Alex Crooks, Certified Financial Planner (CFP) E-mail: or
Amy Crooks, Financial Advisor, E-mail: at
365 Warner Milne Road, Suite 201
Oregon City, OR 97045
Phone: 503-723-9580
Website: Crooks and Company

Once you receive confirmation that you have established a Crooks & Company 457(b) account, it is necessary for you to complete and submit an Oregon City Public Schools 457(b) Salary Reduction Agreement.

The 457(b) Plan Document for Oregon City Public Schools 457(b) Plan is available at OCPS 457(b) Plan Document.

Comparisons between 403(b) and 457(b) Plans are available at Employee Benefits Legal Resource Site

Continuation Until Cancellation
The most recent Salary Reduction Agreement (SRA) on file at the District Office remains in effect until you cancel the agreement, change the contribution amount, or change the vendor. One or more of these three actions requires submission of a new Salary Reduction Agreement.

District May Reduce Or Suspend Contributions
The District is required to ensure that contributions do not exceed IRS limits. Consequently, the SRA stipulates that the District may reduce and/or suspend contributions as necessary to avoid excess deferrals. CCC monitors year-to-date contributions each month and notifies the District when such reductions and suspensions are required. Prior to an actual reduction and/or suspension, you are given the opportunity to review the data on which the decision to reduce/suspend was made to verify its accuracy.